An automated teller machine (ATM) is an electronic banking outlet that allows customers to complete basic transactions without the aid of a branch representative or teller. Anyone with a credit card or debit card can access most ATMs.
Since the first ATM appeared in 1967, the popularity of these machines has steadily been on the rise. There are more than 3.5 million ATMs in use across the world. They are also known in different parts of the world as automated bank machines (ABM) or bank machines.
The existence of a fraudster crime mechanism by installing a device in the form of a mobile phone, mini PC and camera to capture detailed data cards that make transactions through an ATM machine. The data is then used by fraudsters to make duplicate cards, where the card can be used to make transactions through:
- On the EDC machine using a signature
- At the ATM machine with a pin that has been captured by the camera
Therefore, PT. ITPro Citra Indonesia has a solution to prevent theft of customer / card data through ATM machine transactions, by implementing an end to end transaction encryption mechanism to ensure that transaction data is sent from and to protect ATMs to avoid any the fraudster.